Simple and Safe
At the time of a collision, all involved parties open their SCC app, and click “Create SCC.” The user selects the vehicle and driver involved, and the SCC is created using the registered driver’s picture, license plate of vehicle involved and QR code (or any other 2D barcode).
Exchange Data Safely
All involved parties visually inspect and verify that the other driver(s) have created a valid SCC, verifying their picture and license plate of the vehicle involved. If all parties agree, each can capture the other’s 2D barcode which uploads to the central insurance server, and returns a newly generated, unique accident claim number.
Capture Important Details
At the time of collision, all parties involved can also upload pictures and/or video (with time stamps) to the central server. Pictures and videos are then tied to the accident claim number, allowing both insurance companies and law enforcement to access for reporting and adjudication.
Make Your Life Easier
The entire claim process will be automated using the uniquely generated accident claim number to associate all applicable data.
An Industry Leader
Kara Vault, Inc. is a leading innovator in Insuretech offering solutions that secure transactional exchange of personal information. Using this technology, Kara Vault, Inc. introduces a system and method for creating coordinated digital collision certificates that protect individuals from sharing personally identifying information when exchanging collision insurance information. As well as personal security, this system enables digitization of the entire claims process from time of collision through adjudication, with a uniquely generated claim number that associates all information necessary to adjudicate a claim. Further, the SCC prevents insurance fraud by only creating a SCC for users with a valid insurance policy. Kara Vault, Smart Collision Certificate and SCC are trademarks of Kara Vault, Inc. Smart Collision Certificate is patent pending.
“Digital has never been more important to modern claims operations,” says Tom Super, head of property and casualty insurance intelligence at J.D. Power. He adds that 84% of customers who filed claims have used digital tools at some point during their claim, putting the industry on notice of the customers’ evolving expectations.